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Privacy Statement
Bankruptcy Resource Group Inc. understands
that your privacy is very important, and we will protect it to ensure
that information obtained is used correctly. This privacy statement is
to help you understand our commitment to your right to privacy, also
to share with you our processes concerning collection, use, and sharing
of your information.
Personal Information
Bankruptcy Resource Group Inc. will collect and use personal information to respond
to your requests for our services. Your personal information that Bankruptcy
Resource Group Inc. collects through public means will be treated as such. Bankruptcy
Resource Group Inc. may obtain personal information from different sources, including
but not limited to;
1. Application Information- Information provided from applications and other
forms such as your name, address, telephone number, birthday, social security
numbers, income, and employment information.
2. Credit Reports- Bankruptcy Resource Group Inc. will not run your credit profile.
We will obtain permission from you for our local affiliate dealerships to run
credit profiles.
3. Correspondence-Information provided by you the consumer when communicating
online by email or by telephone with our representatives.
The data that we collect is used to direct you to the appropriate qualified dealer,
and allows them to pre-qualify you for an auto loan.
Sharing of Information with Third Parties
Bankruptcy Resource Group Inc. may disclose information to the following
types of third parties; Bankruptcy Resource Group local affiliates (dealerships
that have written contracts with Bankruptcy Resource Group Inc), Credit
reporting agencies (this allows the local affiliate to obtain your
credit profile and pre-qualify you for an auto loan). Personal information
is disclosed to the above mentioned entities only for the purpose of
locating an automobile that meets the customer's needs, and to obtain
credit for the purchase of such vehicle. Below is the information we
share with our third party agencies.
Bankruptcy Resource Group Inc. affiliate dealerships -
Bankruptcy Resource Group Inc. offers placement services in partnership
with qualified automotive dealers, and financial institutions who have
entered into contract with us. When a consumer completes the credit application
process either on our website or in person over the phone for the purpose
of obtaining credit for the purchase of a vehicle, the customer agrees
that Bankruptcy Resource Group, Inc may share personal information with
that affiliate dealer. You the customer also agree that Bankruptcy Resource
Group Inc. and its local affiliate dealers will forward your application
to other affiliates or financial institutions for loan pre-qualification.
You the customer authorize the affiliate dealer or lender who receives
your application to keep it and to obtain any other information as required,
including credit profiles, as to complete the process for your request
of credit. You further agree to authorize any affiliate dealer or financial
institution who receives your application to inform Bankruptcy Resource
Group Inc. of their credit decision.
Credit Reporting Agencies – These
Companies are a necessary part of the loan process. When you apply for
credit, you agree that our affiliate dealerships who obtain your application
may request credit profiles from more than one credit reporting agency
in connection with your application. You also authorize us to share credit
information with others, such as merchants, other financial institutions
and credit reporting agencies.
Merchants - Bankruptcy Resource Group Inc.
does not share any personal information with outside parties for the
purpose of extending offers not related to an automotive purchase. Bankruptcy
Resource Group Inc. may use third party advertising companies to track
web browsing activities on its web sites.
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